Spot Pyramid Schemes Before You Sign Up

Spot Pyramid Schemes Before You Sign Up


If you’ve ever been told that you could make easy money and it sounds too good to be true, it probably is. Pyramid schemes often sound like enticing business deals, but fraudsters may use this “business model” – to take advantage of you. Before you invest your time and money, it’s important to ask good questions and do some research on the company.

Here are some typical characteristics of a pyramid scheme:

  • Emphasis on recruiting
  • No genuine product or service is sold
  • Promises of high returns in a short period of time
  • Easy money or “passive income” (money you earn without doing anything)
  • No demonstrated revenue from retail sales

Find more information on identifying pyramid schemes and how to protect yourself at This information is also available in Spanish.

Spot Pyramid Schemes Before You Sign Up

A Thank You Note From A Successful HRN® Business Owner

Below is an e-mail I received today from a successful Homeowner Referral Network (HRN®) owner.   No greater reward than this!

Dear Debra,

Just wanted to thank you for the confidence your referral business strategy instilled in us. Since we first purchased our HRN business packet our company has grown steadily. We were apprehensive in the beginning but your program gave us the confidence to try new things. We have been quite successful in those endeavors as well.
I’m sure you ask yourself if your dream has ever helped others to experience what running a successful business feels like. I have experienced that feeling and am grateful for being able to share a tiny part of your vision.

Best regards,

D. White

Spot Pyramid Schemes Before You Sign Up

HRN® Success Story on

If you’re looking for inspiration to launch your own home based business, below is an excerpt of my home based business success story on
What steps did you take to get started?
I launched Home Remedies on an old farm table in my basement with a $5,000 loan from my husband’s retirement savings plan, a refurbished fax machine, computer and a phone. I took advantage of our local SCORE chapter and even hired a retired ad executive who worked there to design my logo. A friend, who is also a attorney, filed my corporation paperwork. I spent months researching local contractor licensing laws, how to structure my business, compensation models, etc. And when I was ready to officially launch my business, I decided to create a Board of Advisors who I could turn to for advice…
To read the complete story, click here.
Spot Pyramid Schemes Before You Sign Up

Which Services Do Homeowners Use To Find Contractors?

I’m often asked about how a Homeowner Referral Network (HRN) business competes with online contractor lead generation services.  While it’s true that today’s homeowner has abundant online options for finding a reliable contractor, no online service can compete with a personal recommendation from a trusted source.  But you don’t have to take my word for it.

BuildZoom, a consumer service that analyzes and ranks contractors, set out to discover which option– Web directories, review sites, local referral services and social media sites—homeowners rely on most when hiring a contractor. Its survey of 571 homeowners, titled “How Consumers Hire Home Improvement Contractors in the Digital Age,” found that:

Personal referrals rank 80% higher than any other resource for finding a contractor.

One of the questions asked in the survey was “What methods do you use when trying to find a home improvement contractor?” and results were as follows:



Overwhelmingly, the most popular resource for finding a contractor involved “asking someone I know” categorized in the graph above as “personal referral” which includes local referral services like a Homeowner Referral Network (HRN) business.

While the internet is an amazing resource for information and research, it can’t replace the value of a personal recommendation when you’re inviting someone into your home and investing in one of your greatest assets.